What 840 Individual Cy Young Ballots Tell Us About How Voters Think
I compared 840 disclosed Cy Young ballots with five different voter profiles to see how the electorate has changed since 2012.
How 3× Leveraged ETFs Actually Behave Over Time
A plain-English look at daily-reset leverage using actual TQQQ, UPRO and EDC history plus paired QQQ/TQQQ bootstrap paths.
A Good Decade, Then a Bad One: What 10-Year ETF Returns Can Hide
Ten years can feel long enough to judge an investment. These ETF histories show how completely market leadership can reverse in the decade that follows.
What I’d Tell a Beginner With Their First $10,000
I co-host a casual podcast with Moe from Moementum Finance where we talk through investing questions from the Blossom community. This week a post from M stood out to both of us because it came across as especially humble. We answered it on the show (embedded below), and since a few minutes of audio can … Read more
Why Mortgage Interest Is Front-Loaded
Five years into a $500,000 mortgage at 5%, you check your statement. You’ve made about $174,000 in payments, and your balance has dropped by… $57,000. The other $117,000 went to interest. This is the moment most people decide the system is rigged, and I understand why. It looks like the bank loaded all its profit … Read more