Covered call ETFs are everywhere in Canada right now, but are they actually worth holding? In this video, I break down why I personally stick with indexing and why I’m unlikely to add covered call ETFs to my portfolio anytime soon.

I compare strategies like XEQT vs VDY, HHIS, and USCL, explain why some investors chase higher yield, and share how I think about safety, diversification, and total return.

KYT's Investing for Beginners Cheatsheet
https://kyt.gg/investing-for-beginners-cheatsheet

Earn $50 for creating a Questrade account
https://questrade.com/?refid=615710143447880

Earn $5–$3,000 for creating a Wealthsimple account
https://my.wealthsimple.com/app/public/trade-referral-signup?code=ZJE11W

See my portfolio and trades on Blossom
📊 Use code OLGKTM to earn $5 cash
https://getblossom.page.link/referral

Timestamps:
00:00 – Intro and why I’m making this video
00:45 – Why people like covered call and high-yield ETFs
02:00 – My view on safety through diversification (VDY vs XEQT)
04:20 – Why I’m comfortable selling shares instead of chasing yield
07:00 – The psychology behind income investing
10:15 – Answering Tina’s question about using CC ETF yield to buy XEQT
12:20 – Final thoughts and shoutouts

150 62

I’m back after a year with a quick video on something beginners often stress about: average price (or cost basis). I explain why it doesn’t really matter for long-term investors, how it can trip people up psychologically, and why focusing on future expected returns is the real key.

KYT's Investing for Beginners Cheatsheet
https://kyt.gg/investing-for-beginners-cheatsheet

Earn $50 for creating a Questrade account
https://questrade.com/?refid=615710143447880

Earn $5 to $3,000 for creating a Wealthsimple account
https://my.wealthsimple.com/app/public/trade-referral-signup?code=ZJE11W

See my portfolio and trades on Blossom, the investor's social network. 📊 Use my code: OLGKTM to earn $5 cash!
https://getblossom.page.link/referral

Timestamps:
00:00 – Why I’m back + RESP update
00:30 – What average price really means
02:30 – Why long-term investors shouldn’t worry
06:00 – The psychological trap of chasing break-even
08:20 – Final thoughts

162 48

In this video, I break down the concept of compound interest and how it applies to various investment vehicles. From savings accounts to stocks and ETFs, I explain how compounding works, its impact on long-term investing, and common misconceptions. Using real-world examples and easy-to-understand explanations, I'll show you why understanding compound interest is crucial for maximizing your investment returns.

KYT's Investing for Beginners Cheatsheet
https://karyungtom.com/investing-for-beginners-cheatsheet

Earn $50 for creating a Questrade account
https://questrade.com/?refid=615710143447880

Earn $5 to $3,000 for creating a Wealthsimple account
https://my.wealthsimple.com/app/public/trade-referral-signup?code=ZJE11W

See my portfolio and trades on Blossom, the investor's social network. 📊 Use my code: OLGKTM to earn $5 cash!
https://getblossom.page.link/referral

Timestamps:
00:00 – Introduction
00:25 – What is Compound Interest?
01:30 – Compound Interest in Savings Accounts and GICs
03:15 – The Power of Early and Consistent Investing
05:00 – Compound Interest in Stocks and ETFs
07:30 – Dividend Reinvestment and Compounding
09:45 – Common Misconceptions about Compound Interest
12:00 – Real-World Examples and Calculations
14:30 – Final Thoughts and Key Takeaways

_____________________________________________________________________________________

Disclaimer: I am not a financial advisor. The content of this video is for educational purposes only. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

65 31

In this video, I dive into the world of covered calls, explaining how they work and why they might be a good strategy for new investors. Using concrete examples and referencing resources like Investopedia and Yahoo Finance, I break down the basics and discuss the pros and cons of covered call ETFs. Support the channel by becoming a member!

KYT's Investing for Beginners Cheatsheet
https://karyungtom.com/investing-for-beginners-cheatsheet

Earn $50 for creating a Questrade account
https://questrade.com/?refid=615710143447880

Earn $5 to $3,000 for creating a Wealthsimple account
https://my.wealthsimple.com/app/public/trade-referral-signup?code=ZJE11W

See my portfolio and trades on Blossom, the investor's social network. 📊 Use my code: OLGKTM to earn $5 cash!
https://getblossom.page.link/referral

Timestamps:
00:00 – Introduction
00:21 – Covered Calls Overview
00:37 – Definition of Covered Calls
00:57 – Concrete Example with Tesla
02:31 – Reasons to Use Covered Calls
03:31 – Covered Call ETFs
04:18 – Comparison with Regular Index Funds
05:16 – HYLD Example
06:26 – Total Return Formula
07:32 – Final Thoughts

_____________________________________________________________________________________

Disclaimer: I am not a financial advisor. The content of this video is for educational purposes only. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

35 20

In this video, I explain how index investors stay calm during market downturns and the importance of a positive expected return. Using a blackjack analogy, I highlight why good decisions matter more than short-term results. Support the channel by becoming a member!

KYT's Investing for Beginners Cheatsheet
https://karyungtom.com/investing-for-beginners-cheatsheet

Earn $50 for creating a Questrade account
https://questrade.com/?refid=615710143447880

Earn $5 to $3,000 for creating a Wealthsimple account
https://my.wealthsimple.com/app/public/trade-referral-signup?code=ZJE11W

See my portfolio and trades on Blossom, the investor's social network. 📊 Use my code: OLGKTM to earn $5 cash!
https://getblossom.page.link/referral

Timestamps:
0:00 – Introduction & Channel Memberships
0:26 – Positive Expected Return
2:00 – Blackjack Analogy
3:55 – Process vs. Outcome

_____________________________________________________________________________________

Disclaimer: I am not a financial advisor. The content of this video is for educational purposes only. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

95 20

In this video, I cover HEQT and compare it to other all-in-one ETFs like XEQT and FEQT. I focus on the components, underlying holdings, and why some investors prefer HEQT for its reduced Canadian exposure and concentrated tech stocks. Enjoy the analysis and don't forget to like and subscribe!

KYT's Investing for Beginners Cheatsheet
https://karyungtom.com/investing-for-beginners-cheatsheet

Earn $50 for creating a Questrade account
https://questrade.com/?refid=615710143447880

Earn $5 to $3,000 for creating a Wealthsimple account
https://my.wealthsimple.com/app/public/trade-referral-signup?code=ZJE11W

See my portfolio and trades on Blossom, the investor's social network. 📊 Use my code: OLGKTM to earn $5 cash!
https://getblossom.page.link/referral

Timestamps:
00:00 – Introduction to HQT
00:36 – Two Versions of HEQT (Canadian vs. US Listed)
01:27 – HQT's Reduced Canadian Exposure
02:05 – HQT's Concentrated Holdings
03:32 – ETF Components Analysis
04:12 – Distribution Frequency

_____________________________________________________________________________________

Disclaimer: I am not a financial advisor. The content of this video is for educational purposes only. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.

69 14