Savings and Investment Goal Calculator
Test how cash, investments and regular contributions could work together toward a future goal such as a down payment.
01 / Build the goal plan
Starting balance: $50,000 total ($25,000 cash + $25,000 investments)
This contribution stays at the entered amount unless you choose an annual increase.
The remaining contributions are directed to investments.
The model tests whether your balance reaches this amount at the end.
Generates 5,000 new return paths from your expected return and volatility.
Assumptions and advanced options
Nominal, before inflation.
What should I enter?
6% to 10%: conservative
10% to 13%: balanced
14% to 18%: diversified equities
18% to 22%: broad US equities
25% or more: concentrated strategies
Used for buying power and a goal entered at its current price.
Raises or lowers contributions once per year.
Cash and investments grow separately. New contributions still follow the split above.
02 / Goal projection
Ready to test the goal
Enter the cash and investment setup, then run the projection to see the range of possible outcomes and the chance of reaching the goal.